Start Your Journey with the Shariah Wealth Checkup

Introduction

Managing wealth according to Islamic principles is a crucial aspect of financial administration for Muslims.

However, navigating financial decisions within the complexities of modern financial systems can be challenging, especially when Shariah-compliant options are limited.

So, how do you ensure your savings, investments, and financial decisions align with Shariah principles?

The “Shariah Wealth Checkup” offers a practical solution.

This service is designed to help individuals evaluate their financial portfolios for compliance with Islamic principles, particularly avoiding the main red flags, such as Riba (interest) and Gharar (uncertainty).

Whether you are just starting your financial journey, seeking to refine your financial management practices, or have doubts about the Shariah compliance of any financial products, the “Shariah Wealth Checkup” provides the insights and confidence you need to make informed financial decisions.

Additionally, if you have concerns regarding any aspect of Islamic finance, such as Faraidh calculation, Zakat, and estate planning, this service is the solution you need.

What is the Shariah Wealth Checkup?

The Shariah Wealth Checkup is a service designed to screen and evaluate your financial portfolio against Islamic guidelines.

By assessing your income, savings, investments, debts, and estate planning, this Checkup identifies areas of Shariah non-compliance and provides tailored recommendations for improvement.

How It Works:

1. Input Your Financial Details: During the meetup session (either online or in person), you will be asked to provide information regarding your assets, liabilities, and investments. Rest assured, all shared information will be used solely for the Shariah screening exercise and will not be retained beyond what is necessary.

2. Compliance Screening: Each element of your financial portfolio will be evaluated against Shariah principles, such as the avoidance of Riba (interest) and Gharar (uncertainty).

3. Get Your Wealth Report: You will receive a detailed report with a compliance score and actionable recommendations.

The Shariah Wealth Checkup simplifies Shariah compliance for everyone, from individuals managing personal finances to families planning long-term wealth strategies.

Why is Shariah Compliance Important in Wealth Management?

Managing wealth according to Islamic principles is about more than financial returns—it’s about spiritual alignment and ethical responsibility.

Spiritual Significance:

• Ensuring Halal (permissible) earnings purifies wealth and fosters a closer connection to Allah.

• Avoiding Haram (prohibited) elements such as Riba protects one’s spiritual and financial well-being.

Practical Benefits:

• Ethical Finance: Investing in Shariah-compliant options contributes to an economy based on fairness and justice.

• Financial Integrity: Aligning with Islamic principles helps build trust and peace of mind in financial decisions.

For example, consider Ali, a young professional who used the Shariah Wealth Checkup to review his investments. The service helped him identify non-compliant elements and transition to Halal options, ensuring his financial practices aligned with his faith.

By using the Shariah Wealth Checkup, you ensure your wealth management reflects not just financial goals but also spiritual values.

Key Benefits of the Shariah Wealth Checkup

The Shariah Health Scorecard is more than just a screening tool—it’s a guide for ethical and compliant financial planning. Here’s what makes it invaluable:

1. Clear Assessment of Compliance: Understand how your financial portfolio aligns with Islamic principles in a clear and straightforward manner.

2. Practical Recommendations: Receive actionable steps to address non-compliant elements and transition to Halal options.

3. Affordable and Accessible: Priced at just $50/hour per session, with a prelaunch offer of $25, it provides a cost-effective solution for Shariah compliance.

4. Confidence in Financial Decisions: Gain peace of mind knowing that your financial practices are aligned with faith and ethics.

5. Personalized Insights: Each report of the Checkup is tailored to your unique financial situation, offering recommendations that suit your specific needs.

How to Use the Shariah Wealth Checkup

Taking the first step toward Shariah compliance is easy with the Checkup. Here’s how the process works:

1. Sign Up: Register online and provide your contact details such as email and phone number. Our representative will get in touch with you.

2. Wealth Discovery Session: Share information such as your career sector, savings account, investment portfolios, loans, or any financial products you want to be assessed. There is no obligation to reveal everything if you are not comfortable.

3. Shariah Screening: Our Shariah expert will conduct a Shariah screening on the information acquired from the meetup session and prepare a comprehensive Shariah report for your financial portfolio.

4. Receive Your Report: The Checkup generates a detailed report highlighting areas of compliance and non-compliance, along with a Shariah compliance score.

5. Implement Recommendations: Take actionable steps, such as switching to Halal savings accounts or divesting from non-compliant stocks.

6. Reassess Periodically (optional): You have access to our Shariah expert (at a price) annually to maintain compliance as your financial situation evolves and to address any other Islamic finance concerns.

Example Journey: Ali, a young professional in Singapore, used the Checkup to review his $25,000 savings. The report revealed that $8,000 in a fixed deposit was non-compliant due to interest. By switching to a Shariah-compliant savings account, Ali aligned his finances with Islamic principles.

Who Can Benefit from the Shariah Wealth Checkup?

The Checkup is designed for anyone seeking ethical and Shariah-compliant financial management. Here’s who it can help:

1. New Investors: Understand how to start investing without compromising on Shariah principles.

2. Experienced Professionals: Ensure complex portfolios remain compliant and identify areas for improvement.

3. Families: Plan for long-term goals like children’s education or inheritance while adhering to Islamic values.

4. Small Business Owners: Screen business finances to avoid Riba-based loans and support ethical growth.

5. Community Members: Support a fairer economy by aligning financial decisions with Islamic ethics.

Conclusion

The Shariah Wealth Checkup is more than just a financial tool—it’s a pathway to aligning wealth management with your faith and values.

By providing clear insights and actionable recommendations, it empowers you to take control of your finances while fulfilling your spiritual obligations.

Start your journey today.

With the Wealth Checkup, achieving financial compliance with Islamic principles has never been easier or more affordable.

Take the first step toward ethical wealth management and secure a brighter, more aligned financial future.